Our knowledge base is here with Straightforward answers to help you feel confident about getting financial advice.
Got questions? You’re not alone.
We know that reaching out to a financial adviser can feel like a big step, especially if you’re not sure what to expect. Therefore, we’ve put together this list of FAQs —covering everything from costs to what the first meeting looks like.
its your ‘go to’ knowledge base so If your question isn’t listed here, don’t worry—just get in touch, and we’ll be happy to help.
I’m not sure what a financial adviser really does—can you explain?
A financial adviser helps you make the most of your money—whether that’s planning for retirement, investing wisely, protecting your family, or saving for the future.
At LSG Financial, we’ll take time to understand your goals and create a tailored plan to help you get there, step by step.
Do I need to have lots of money to work with you?
Not at all. Financial advice is for anyone who wants to feel more confident and in control of their money. Therefore, whether you’re building your savings, nearing retirement, or just feeling unsure where to start, we’re here to help.
How much does financial advice cost?
Our fees vary depending on what support you need. We’ll always explain everything clearly and upfront no hidden charges, no pressure.
Your initial consultation is free, so you can decide if we’re a good fit before committing to anything.
Are you regulated?
Yes. LSG Financial is a trading style of Fortic Financial Services Limited, 5 Tywarnhayle Square, Perranporth, Cornwall TR6 0ER.
Fortic Financial Services Limited is Authorised & Regulated by the Financial Conduct Authority. FCA Registration Number 474740.
That means you can be confident you’re getting advice that’s qualified, impartial, and always in your best interest.
Why does ‘independent’ matter in financial advice?
Being independent means we’re not tied to any provider or product. So, We look across the whole of the market to find the most suitable solutions for you. No sales targets—just advice based on what’s genuinely best for your situation.
Advice vs guidance—what’s the real difference?
Guidance gives general information about your options. Advice is personal and specific to you—based on your goals, your circumstances, and what’s most appropriate for you now and in the future. At LSG Financial, we offer regulated advice.
Is the first meeting free?
Yes—your first consultation is completely free. It’s an informal chat to get to know each other and see how we can help. No jargon. No obligation. Just friendly, expert advice.
Can you help with pensions, investments and more?
We support clients with:
✅ Pensions and Retirement planning
✅ Life cover and Income Protection
✅ Inheritance and Estate Planning
✅ Financial Planning for Couples and Families
✅ Equity Release – We are proud members of the Equity Release Council.
That said, not sure if we can help with your situation? Just ask—we’re always happy to chat.
Do I have to visit your office?
There’s no need to visit an office—I work remotely, which means I can offer flexible meeting options to suit you. So, Most of my clients choose to meet virtually via Zoom or over the phone, but I’m also happy to visit you at your home or another suitable location instead if that’s more comfortable. It’s all about what works best for you.
What happens after I get in touch?
Once you reach out, we’ll arrange a no-obligation call to understand what you’re looking for. At that point, If we both feel it’s a good fit, we’ll then guide you through the next steps clearly and calmly—no pressure, just progress.
Is financial advice really worth it?
In many cases, yes. Good advice can help you avoid costly mistakes, grow your wealth, and bring peace of mind. Ultimately, we focus on delivering value—not just through numbers, but by helping you make smart, confident financial decisions for the long term.
Can you review my existing pensions or investments?
Absolutely. We will check if what you already have is performing well and still fits your goals. Sometimes no changes are needed—sometimes small tweaks can make a big difference. nonetheless, you’ll get honest, professional input.
How often will we review things?
It really depends on your situation. Because, Some clients prefer an annual review, while others benefit from meeting twice a year—or less frequently if their circumstances are more straightforward.
Either way, we’ll agree on a review schedule that suits your needs. If anything changes in the meantime—especially, like a new job, house move, or life event—you’re always welcome to get in touch sooner.
Above all, it’s about being there when you need us, not sticking to a one-size-fits-all approach.
Ready to feel more confident about your finances?
You don’t need to have all the answers. That’s what we’re here for.
Get in touch today for a friendly, no-pressure chat.
